Our primary focus is to provide the broadest and highest quality of specialized services for alternative risk programs. We are committed to providing our clients with a state-of-the-art partner for the analysis of needs, identification of solutions, design of custom coverage and negotiation of primary, excess and stop loss insurance and reinsurance structures. Our collective expertise and resources for captive management include captive formation, underwriting, policy issuance, service, and risk management, including loss control / loss prevention with claims settlement and oversight.

Our alternative risk program package is supplemented by high quality providers—such as third party claims services, loss control, accounting, actuaries, tax counsel, legal counsel, banking, investment managers and auditors—who are contracted as required.

Utilizing PGM & PGCMS staff and resources, we are able to bring a fresh perspective to the Risk Management area. We focus on working with clients to outline clear goals and needs with respect to their self-insured insurance program. Once these are established, we continually monitor the progress of the program and its’ structure to ensure that goals and needs are continually integrated and aligned. This continuous review creates the measurement vehicle for the client enabling them to accurately determine and assess the added value for the program. Further, as your Captive Manager we work as the client advocate, for issues with the broker, carrier or other third party as requested. This could involve claim resolution, third party performance audits, analysis or negotiation of coverage designs or simply keeping the process moving forward to meet strategic goals.

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